Your Right to Receive a Good Faith Estimate of Expected Charges

Under the law, health care providers need to give clients who don't have insurance, or who are not using insurance, an estimate of the expected charges for their services before those services are provided.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services, including psychotherapy, when you schedule a service or when you ask for one.

If you schedule a service at least 3 business days in advance, your provider should give you a Good Faith Estimate in writing within 1 business day after scheduling. If you schedule at least 10 business days in advance, it should be within 3 business days after scheduling. You can also ask for a Good Faith Estimate before you schedule. If you do, your provider should give it to you in writing within 3 business days after you ask.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

Make sure to save a copy or picture of your Good Faith Estimate and your bill.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises/consumers, email FederalPPDRQuestions@cms.hhs.gov, or call 1-800-985-3059.